We Are
In credit, sound underwriting is always of primary importance. We never lose sight of the crucial underwriting question: “Whatever happens, how do we get our principal back?” Performance differences between sound underwriters and mediocre ones are oftentimes dramatic over the course of a credit cycle. The market shocks of 2020 are a period that will likely reward those most experienced and disciplined in credit management.
Strategic Thinkers
We believe senior, performing, short-term credit backed by an abundance of hard collateral can provide attractive risk-mitigated returns in a post-Zero Interest Rate Policy environment as investment markets continue to be shaken by shocks and surprises. We have been carefully preparing since the summer of 2011 for the market environment that we must all now navigate in 2020 and beyond.
The three accompanying videos provide timely insight into our current perspectives.
Our Perspectives
Private Credit at This Stage of the Cycle
RMWC CEO Coleman Andrews and global news anchor Michelle Makori discuss Private Credit opportunities—what to look for and what to avoid—at this stage of the credit cycle.
This video is confidential and intended solely for the viewer. It is neither an offer to sell, nor a solicitation of an offer to buy, interests in any specific security. No part of this video may be reproduced or distributed without the prior written consent of RMWC. Past performance is not indicative of future results. The performance discussed in the video is historical and any future performance will be impact by market factors, which are beyond the control of RMWC, as well as investment-specific factors. There is no guarantee that RMWC will be able to find investments in the future that will provide similar results to the historical performance obtained by RMWC. In no circumstances should RMWC’s discussion of historical performance be regarded as a representation, warranty or prediction that future clients will receive any particular performance, or that RMWC’s investment strategy will achieve or is likely to achieve any particular result, or that clients will be able to avoid losses, including total losses of their investment. RMWC is not providing tax advice and each investor should consult with their own tax professionals regarding the impact the REIT structure might have on their own specific circumstances. Tax regulations may change and are outside the control of RMWC. Information herein is believed to be accurate; however, RMWC does not guarantee the accuracy or completeness of the information contained herein.
And Collaborators
Our organizational culture supports dynamic team collaboration and efficient decision-making. We encourage each other to challenge ideas, and value varying viewpoints with a shared goal to yield optimal results.
yield replacement, current income, strong downside protection, and diversification.
Focused on Credit Opportunities
RMWC has a focused, differentiated approach to yield replacement, investing primarily in short-term, first lien, low loan-to-value Secured Bridge Loans to seasoned real estate equity sponsors.
This is not “drive-by investing”. We focus our effort where we can convert effective research effort into proprietary insight; and where our enhanced capabilities to understand complexity may provide an edge for capturing potential returns.
Separately, we invest in other smaller private credit sectors, primarily concentrated on strategies where risk-adjusted returns may be substantially higher than in larger, traditional fixed income sectors. These allocations are adjusted opportunistically over the life of the credit cycle.
We leverage the infrastructure honed over the past 12+ years for originating, underwriting, investing in, monitoring, and harvesting differentiated credit and event-driven opportunities.
Loan Programs
Since 2011, RMWC has participated in more than 400 transactions for borrowers seeking short-term, secured bridge loans, typically on operating real estate properties. Borrowers value RMWC’s goal of providing speed of decision-making and reliability in closing.
Typical Terms & Conditions:
- Loan Size Up to $75 Million
- Loan-to-Value Up to 65% of assessed stabilized value
- Loan-to-Cost Up to 95% of cost
- Term Up to 24 months
- Collateral Real estate properties including:
- Multi-family
- Mixed Use
- Hotels
- Office
- Retail
- Land
RMWC loans in most of the Top 30 MSAs in the United States.
How to Reach Us
750 Lexington Avenue, Suite 2302
(entrance on 59th close to Lexington)
New York, NY 10022
Investor Relations
917-843-7306
info@rmwc.com